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Federal Student Loans
Subsidized and Unsubsidized Loans
Parent PLUS Loans
Federal vs. Private Loans
Interest Rates and Fees
If you apply for financial aid, you may be offered loans as part of your financial aid award. Loans are often called “self-help aid” because a loan is money you borrow and must pay back with interest.
You are encouraged to borrow only what you need.
If you decide to take out a loan, make sure you understand who is making the loan and the terms and conditions of the loan.
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