Responsible Borrowing

Borrow Smart: Make Informed Student Loan Choices

Responsible borrowing means only taking out the loans you truly need to pay for school. Borrow smart by budgeting carefully, understanding your loan terms, and planning ahead for repayment.

We'll notify you via your Hawkeye email and your Financial Aid Self-Service if you need to complete a Responsible Borrowing Session.

What's Involved in the Responsible Borrowing Session?

This session includes activities to help you manage your student loan debt, minimize borrowing, and access tools for finding your Loan Servicer information and total loan balance.

To complete your Responsible Borrowing Session, fill out the Responsible Borrowing Worksheet [PDF] and submit it to the Financial Aid office.

Additional Resources

In addition to completing your Responsible Borrowing Session, check out these helpful videos:

• Your Guide to Student Repayment Plans: Learn about repayment options, selecting a plan, and the role of loan servicers.
• Responsible Borrowing: Understand responsible borrowing, loan repayment, and how to weigh the costs of college against potential income after graduation.